health insurance for teams of all sizes
Group health coverage for employees heavy on the benefits but not on the budget
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Benefits of Group Health Insurance
Providing group health insurance in Pakistan is no longer just a corporate perk — it’s a necessity for every business. It helps lower medical expenses for both employees and employers through predictable premiums and shared risk coverage.
Your group health insurance plan covers hospital stays of over 24 hours, including before and after hospitalization expenses for up to 30 days, such as lab tests, medications, and doctor consultations.
Immediate treatment for both accidental and non-accidental medical emergencies is fully covered, ensuring prompt care without delay.
Coverage extends to more than 60 daycare surgeries and diagnostic tests that don’t require hospitalization, including procedures like CT scans, cataract surgery, and endoscopy.
Support your employees on their journey to parenthood by offering financial coverage for pregnancy-related expenses.
Our group health insurance policy covers pre-existing diseases, ensuring your employees are protected for the illnesses they already have.
Employees can access cashless treatment at over 300 network hospitals nationwide. Simply present a health card at any panel hospital for hassle-free care.
Better benefits, lower cost. Get free quote today
Benefits Beyond Insurance
With SmartBenefits, you can provide affordable, tailored employee health insurance plans that fit your company’s needs and budget. Partnering with leading insurers, we cover everything from medical emergencies to hospitalization. Our digital platform simplifies claim management, minimizes paperwork, and ensures quick, hassle-free healthcare access.
Employee Awareness
On-premises training sessions for HR and employees to fully explain the benefits, coverage, and limitations of the insurance policy.
Mobile App & HR Dashboard
Simplify processes for both HR and employees with our intuitive mobile app and comprehensive HR dashboard.
Reimbursement Claim Support
Complete assistance with filing and settling reimbursement claims, including prior approval for daycare surgeries and diagnostic tests.
24/7 Emergency Support
Our expert team is available 24/7 to assist employees with any issues related to cashless claims at network hospitals.
Customer Testimonials
Don't take our words. Listen what our clients say
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Latest Blogs
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Sustainability and ESG-Focused Insurance Practices
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