There is a better way to do employee benefits
Protect your team and business with our comprehensive health insurance and other in-demand benefits
Trusted by HR at
leading companies
Pakistan Digital Awards 2026
Best Insurtech
Company of the Year
Smartbenefits is proud to be recognized for innovation, impact and excellence in transforming the future of insurance.
Group Health
Tailored group health insurance to meet your organization’s needs and budget. Learn more
Parents Insurance
Financial protection for parents with ages covered up to 85
Provident Fund
Improve your workforce’s financial security by offering a hassle-free provident fund.
Mobile/Laptop Insurance
Secure your company’s mobiles & laptops against loss & damages.
Telehealth
Quick and easy in-app chat/video consultations with our certified doctors.
Discounted Lab Tests
Medical tests from top labs in Pakistan at discounted rates.
Cashless Medicine Delivery
Get medicines delivered to home or office without leaving your comfort zone.
Health Screening
Get your employees screened for early detection of chronic diseases prevailing in Pakistan
See Why We're Top-Rated
SmartBenefits 



66 Google reviews Posted on Google
Zohaib Ahmed 



Trustindex verifies that the original source of the review is Google. It was a amazing experience. it was much quicker and faster, easy to process. Posted on Google
Sania Javed 



Trustindex verifies that the original source of the review is Google. Dr. Hammad helped me and guided me accurately. Posted on Google
Muhammad Faizan 



Trustindex verifies that the original source of the review is Google. Claiming process is bit complex as it requires lots of document upload but the good thing is I was continuously being informed through email regarding each steps after claim request. Posted on Google
Sajjad Hussain 



Trustindex verifies that the original source of the review is Google. I am quite comfortable with the services provided. Timely updates are a wonderful way of keeping me in control of my issues. Posted on Google
ashar sohail 



Trustindex verifies that the original source of the review is Google. Excellent experience
Start your benefits journey
Making life easier for both HR and employees
HR Dashboard
Say goodbye to paperwork and spreadsheets! Our self-service HR portal streamlines employee benefits management into one convenient dashboard.
- Employee onboarding & offboarding
- Insights & claims reporting
- Easy claim tracking
Employee App
Empower your team with instant access to personalized healthcare benefits through our user-friendly mobile app, ensuring a seamless experience.
- Access virtual health card
- Access live chat support
- File reimbursement claims easily
- Get added wellness benefits
Benefits your employees will love
Best-in-class support by a team of experts
Customer satisfaction is our top priority. Our dedicated claims support team is friendly and always ready to help.
24x7 Emergency Support
In-app
Live Chat
Swift Claim
Processing
Customer Satisfaction
Our Partners







FAQs
How does SmartBenefits help?
If you are looking for health insurance for your employees, we can help you get quotes from multiple insurance companies, negotiate prices, and secure better health benefits. On top of that, we help you manage your health policy and provide claim settlement services for your employees. In addition to health insurance, we offer a range of in-demand wellness benefits that can enhance your employees’ health and financial well-being.
How does SmartBenefits help employees with claims?
Our primary purpose is to assist our clients with their claims. Our expert claims team ensures that employees receive the best experience and the maximum amount approved from the insurance company, all at no additional cost.
Is your service free?
Yes. We do not charge clients for our featured services, including the mobile app, HR portal, training, and claim assistance. However, some of our premium services are paid and optional to buy.
Why should I trust SmartBenefits?
We have worked with over 400 clients on their employee benefits, achieving a client retention rate of 80% due to our customer-centric approach, product innovation and continuous improvements in customer support.
What kind of companies do you work with?
We work with companies of all sizes from nearly any industry. We customize benefits based on each organization’s needs and budget.