Get Instant employee health insurance quote

Get Instant employee health insurance quote

Step 1

Who do you want the insurance for?

Employee only
Employee, spouse & kids

Do you want maternity as a benefit?

Yes
No

Minimum 5 married employees required to provide maternity

Step 2

More about your employees

0
Total Employees
💡

Getting the right count in age bands allows us to give you an accurate & precise quote!

Age bands Number of Employees
18-29 years
💡

Getting the right count in age bands allows us to give you an accurate & precise quote!
30-39 years
40-49 years
50-59 years
60-64 years
0 Employees
Step 3

Step 4

We’ve got plans for you

💡 Select the plan that best fits your employees' need

12
Total Employee
Edit

Coverage type

Employee, spouse & kid

Total Employees

Total Spouses

0

Total Kids

0

Total Lives

0

Edit
  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.
  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.
  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

Silver

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
         Rs. 300,000
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
    Rs. 10,000
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
    30 days
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.

    ✔

  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.

    ✔

  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
         100%
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
         30%
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
         30%
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

    ✔

  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
View more benefits

Gold

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
         Rs. 500,000
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
         Rs. 15,000
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
    30 days
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.

    ✔

  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.

    ✔

  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
         100%
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
         30%
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
         30%
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

    ✔

  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
View more benefits

Platinum

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
         Rs. 700,000
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
    Rs. 20,000
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
    30 days
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.

    ✔

  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.

    ✔

  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
         100%
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
         30%
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
         30%
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

    ✔

  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
View more benefits

All plans include

Day care Surgeries View List

Special Investigation Test View List

Panel Hospitals

Step 5

💡 Here's what you choose for your team

Your benefits

  • Hospitalization limit {5000}
  • Pre existing condition 30%
  • Daily room limit {1500}
  • By birth disease coverage 30%
  • Medical emergencies Covered
  • Day Care surgeries 40+
  • Accidental emergencies Covered
  • Special investigation tests 20+
  • Limit enhancement in case of accident 100%
  • Before and after hospitalization coverage 30 days
  • Maternity Covered
  • Normal delivery limit 0
  • Complicated delivery limit 0
  • Pre-existing maternity

Looking to add families to this plan?

Get a customized quote

View more benefits

Pricing

Total employees
0
Premium you pay per employee
Rs. 0
Total Premium
Inclusive of all taxes
Rs. 0
Total Lives
0
Total Employees
0
Total Spouses
0
Total Kids
0
Annual health premium
Rs. 0
Annual maternity premium
Rs. 0
Total estimated premium
Annual - Inclusive of all taxes
Rs. 0
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Why Smartbenefits?

Self-serve HR Dashboard
Easily manage all employee health insurance matters including coverage, addition, deletion and a lot more
Painless onboarding
Get started with insurance benefits in no time with required training & tools for you and your team
Personalized employee app
Your team has in-app access to all healthcare benefits. Lesser queries from employees to HR
Exclusive wellness add-ons
Subscribe to added wellness benefits to give your team well-rounded healthcare experience
Digital-first claim experience
Submit a claim from mobile app in minutes and get the desired settlement from our doctor-led team

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