Get Instant employee health insurance quote

Get Instant employee health insurance quote

Step 1

Who do you want the insurance for?

Employee only
Employee, spouse & kids

Do you want maternity as a benefit?

Yes
No

Minimum 5 married employees required to provide maternity

Step 2

More about your employees

0
Total Employees
πŸ’‘

Getting the right count in age bands allows us to give you an accurate & precise quote!

Age bands Number of Employees
18-29 years
πŸ’‘

Getting the right count in age bands allows us to give you an accurate & precise quote!

30-39 years
40-49 years
50-59 years
60-64 years
0 Employees
Step 3

Step 4

We’ve got plans for you

πŸ’‘ Select the plan that best fits your employees' need

12
Total Employee

Coverage type

Employee, spouse & kid

Total Employees

Total Spouses

0

Total Kids

0

Total Lives

0

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.
  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.
  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

Bronze

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
    Rs. 200,000
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
    Rs. 7,000
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
    30 days
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.

    βœ”

  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.

    βœ”

  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
    100%
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
    30%
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
    30%
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

    βœ”

  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
View more benefits

Silver

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
    Rs. 300,000
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
    Rs. 10,000
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
    30 days
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.

    βœ”

  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.

    βœ”

  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
    100%
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
    30%
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
    30%
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

    βœ”

  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
View more benefits

Gold

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
    Rs. 500,000
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
    Rs. 15,000
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
    30 days
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.

    βœ”

  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.

    βœ”

  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
    100%
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
    30%
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
    30%
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

    βœ”

  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
View more benefits

Platinum

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
    Rs. 700,000
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
    Rs. 20,000
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
    30 days
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.

    βœ”

  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.

    βœ”

  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
    100%
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
    30%
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
    30%
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

    βœ”

  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
View more benefits

Premium

  • Hospitalization limit
    Hospitalization limit is the per person per year limit that covers all the medical-related expenses for the complete year including the room limit as well. Admission is only covered when a person is admitted for a minimum of 24 hours.
    Rs. 1,000,000
  • Daily room limit
    The maximum payment that will be made by the insurance company during your hospitalization.
    Rs. 25,000
  • Before and after hospitalization
    Before-Hospitalization:
    Covers doctor consultation, diagnostic test & medicines for up to 30 Days.
    After-Hospitalization:
    Covers only post follow-ups up to 30 Days Note: This will be covered only when the patient is hospitalized for 24 hours or more
    30 days
  • Medical emergencies
    Hospitalization coverage due to medical injuries as per your policy such as heart attack, burns, etc.

    βœ”

  • Accidental emergencies
    Coverage for any unforeseen situation which results in injury of any kind. This could occur anywhere whether at home, outdoors or at work.

    βœ”

  • Limit enhancement (Accident)
    Hospitalization limit increases as per the defined percentage in case of an accident.
    100%
  • Pre existing condition
    Medical illnesses or conditions that exist before the policy start date such as diabetes, cancer, etc. Medical expenses occurring due to any pre-existing condition will be covered as per the defined percentage of your policy.
    30%
  • Congenital Diseases
    Coverage for disease present since birth, expenses due to congenital disease will be covered as per your policy.
    30%
  • Maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.

    βœ”

  • Normal delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Complicated delivery limit
    Covers expenses related to the delivery of a child, newborn cover, pre, and post-maternity care, etc.
  • Pre-existing maternity
    Maternity existing before the policy start date is known as pre-existing maternity. Maternity coverage in such cases will only be provided if covered as per your policy.
View more benefits

All plans include:

Daycare Surgeries

Special Investigation Tests

Panel Hospitals

Step 5

πŸ’‘ Here's what you choose for your team

Your benefits

  • Hospitalization limit {5000}
  • Pre existing condition 30%
  • Daily room limit {1500}
  • By birth disease coverage 30%
  • Medical emergencies Covered
  • Day Care surgeries 40+
  • Accidental emergencies Covered
  • Special investigation tests 20+
  • Limit enhancement in case of accident 100%
  • Before and after hospitalization coverage 30 days
  • Maternity Covered
  • Normal delivery limit 0
  • Complicated delivery limit 0
  • Pre-existing maternity

Looking to add families to this plan?

Get a customized quote

View more benefits

Pricing

Total employees
0
Premium you pay per employee
Rs. 0
Total Premium
Inclusive of all taxes
Rs. 0
Total Lives
0
Total Employees
0
Total Spouses
0
Total Kids
0
Annual health premium
Rs. 0
Annual maternity premium
Rs. 0
Total estimated premium
Annual - Inclusive of all taxes
Rs. 0

Why Smartbenefits?

Self-serve HR Dashboard
Easily manage all employee health insurance matters including coverage, addition, deletion and a lot more
Painless onboarding
Get started with insurance benefits in no time with required training & tools for you and your team
Personalized employee app
Your team has in-app access to all healthcare benefits. Lesser queries from employees to HR
Exclusive wellness add-ons
Subscribe to added wellness benefits to give your team well-rounded healthcare experience
Digital-first claim experience
Submit a claim from mobile app in minutes and get the desired settlement from our doctor-led team

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